The Patient Agent is the brand of Clay Huffman (NPN: 22071274), a licensed independent life insurance agent in the states of Florida, Michigan, and Connecticut, affiliated with Family First Life.
Information provided on this website is for general educational and informational purposes only and does not constitute financial, legal, or insurance advice. Nothing on this website should be construed as a solicitation or offer to sell insurance in any state where Clay Huffman is not licensed.
Coverage availability, eligibility, and premiums are subject to carrier underwriting guidelines and vary by individual. Approval for coverage is not guaranteed. This website does not guarantee that any individual will qualify for any specific product, rate, or benefit amount.
The Patient Agent is not affiliated with, endorsed by, or acting on behalf of the U.S. Department of Veterans Affairs, the federal government, or any government agency. References to VA benefits are for educational purposes only and are based on publicly available information.
Product availability varies by state. Not all products described on this website are available in all states. Contact Clay Huffman directly to confirm availability in your state.
This website may contain links to third-party websites, including carrier websites and the Ethos self-serve application portal. The Patient Agent is not responsible for the content, accuracy, or privacy practices of any third-party website.
For questions about specific coverage, licensing, or the information on this website, contact Clay Huffman directly:
Last updated: April 2026